We appreciate that a medium to long-term savings contract requires significant commitment, and it is extremely important that you are certain your investment is secure. We have produced this video to provide you with an overview of the measures in place, to give you the assurance & peace of mind you need.
Your goals
A comfortable retirement?
A big wedding?
A new home?
Education fees for children or grandchildren?
Whatever your savings or investment goal, Hansard provides a variety of products designed to meet your personal needs, supporting these goals now & into the future.
Retirement
We all strive to have a secure, fulfilling retirement, safe in the knowledge that we have saved enough to maintain the lifestyle that we are used to. But how much is enough in retirement?
Our simple retirement calculator can help you work out if you are likely to be able to live the retirement that you hope for. More importantly, it can also give you an indication of how much more you might need to save to fulfil your retirement goals.
Perhaps the ultimate gift you can make is the gift of a quality education. A good, higher education qualification in today’s competitive employment market has become an essential passport to greater career opportunities. If you want to give your children the best possible start in life then there is no time to lose. Starting to save regularly when your children are young gives you the best opportunity to pay for the cost of your children’s education.
Our education fees calculator below shows you how much you may need to save each month, in order to give your loved ones the best possible start in life.
You may be planning to buy your dream holiday home in the sun or maybe buy the yacht or sports car that you’ve always wanted. You may be looking forward to an active, rewarding and fulfilling retirement, safe in the knowledge that you are financially secure.
Whatever your savings goals, our simple savings goals calculator can help you calculate how much you will need to save to fulfil it.
When we dream about our future, we all have different aspirations. Maybe it’s travelling the world or taking care of your loved ones. Our tailored solutions are designed to help you reach your unique goals.
Discover how our product offering can pave the way towards securing your financial future.
Dedicated to the service we provide to you, Hansard was recently awarded three International Investment Awards for Client Service in Asia, Africa & Global. Take a look at the awards we've received from an independent judging panel in recent years.
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We all strive to have a secure, fulfilling retirement, safe in the knowledge that we
have secured enough to
maintain the lifestyle that we have become accustomed to. But how much is enough for retirement?
Our simple retirement calculator below can help you work out if you are likely to be
able to live the
retirement that you hope for. More importantly, it can also give you an indication how much more you might
need to save to fulfil your retirement goals.
This calculator is purely for illustration purposes only and does not constitute advice or guarantee
amounts.
Retirement Calculator
Results
Amount needed in first year of retirement:
£000,000.00
Current age:
00
Retirement age
00
Money already saved:
£0,000.00
Current pension pot:
£0,000.00
Savings + Pension + Growth:
£0,000.00
Expected savings per year:
£0,000.00
Expected pension savings per year:
£0,000.00
Assumed growth rate
£0,000.00
Based on the above information you have provided:
At retirement you will need.
£000,000
At retirement you will have saved.
£000,000
Note:
Before you make any financial decision, you should read the information provided on our website;
together with the relevant product literature. W e also recommend that you speak to a financial
adviser
before you make any financial decisions. The results do not represent what you might receive back if
you
invested in one of Hansard’s products. Your financial advisor will be able to arrange a detailed
Hansard
product illustration on request
The results offer a general idea of how you much will need to save in order to fulfil an annual
amount
of money in your retirement years, they are not intended to be investment advice.
The value of your retirement income depends on a number of factors such as charges, investment
performance, and how much has
been paid in. The value of your investment can go down as well as up. Ultimately, you may get back
less
than what you put in.
The results are based on a constant growth rate as chosen by you, it is more likely, however, that
growth rates would vary over the term. W e have assumed an interest rate of 3% per annum in
converting
the retirement income requirements into the lump sum needed at retirement.
The value of your retirement income depends on a number of factors such as charges, investment
performance, and how much has
been paid in. The value of your investment can go down as well as up. Ultimately, you may get back
less
than what you put in.
The results assume that a male investor will live to age 90 and a female to age 93, although you may
live much longer or incur
medical bills/other unexpected significant expenses early on in your retirement that may raise your
costs further.
In order to calculate the monetary value of your savings at a future date, a rate of inflation that
is
half that of your chosen growth rate
is assumed, e.g. if a growth rate of 9% is chosen, the assumed inflation rate will be 4.5%.
No tax deductions have been assumed in the calculations.
The results do not represent what you might receive back if you invested in one of Hansard’s
products.
Your financial advisor wi ll be able to arrange a detailed Hansard product illustration on request
Education Fees Calculator
Perhaps the ultimate gift you can make is the gift of a quality education. A good higher
education qualification in today's competitive employment market has become an essential passport to greater
career opportunities.
If you want to give your children the best possible start in life then there is no
time to lose. Starting
to save regularly when your children are young gives you the best opportunity to pay for the cost of
your children’s education.
Our Education Fees Calculator below shows how much you may need to save each month, in
order to give your loved ones the best possible start in life.
This calculator is purely for illustration purposes only and does not constitute advice or guarantee
amounts.
Education fees Calculator
Results
Total Costs per year:
£000,000.00
Money Saved + Growth:
00
Years Remaining:
00
Annual Growth Rate:
£0,000.00
Year Education Begins:
£0,000.00
Duration of Education:
£0,000.00
Based on the above information you have provided:
Total cost of further education
£000,000
Monthly savings amount required:
£000,000
Note:
Before you make any financial decision, you should read the information provided on our website;
together with the relevant product literature. W e also recommend that you speak to a financial
adviser before you make any financial decisions.
The results offer a general idea of how much you would need to save, on a monthly basis, in order to
pay further education fees for the period stipulated by you, they are not intended to be investment
advice.
The value of your income/investment depends on a number of factors such as charges, investment
performance and how much has been paid in. The value of your investment can go down as well as up.
Ultimately, you may get back less than you put in.
The results are based on a constant growth rate as chosen by you, it is more likely, however, that
growth rates would vary over the term.
The results do not represent what you might receive back if you invested in one of Hansard’s
products. Your financial advisor
will be able to arrange a detailed Hansard product illustration on request.
Savings Goal Calculator
You may be planning to buy your ideal holiday home in the sun or maybe buy the yacht or
sports car that you have always desired. You may be looking forward to an active, rewarding and fulfilling
retirement, safe in the knowledge that you are financially stable
Whatever your savings goals, our simple savings goals calculator can help you
calculate how much you will need to save to fulfil it.
This calculator is purely for illustration purposes only and does not constitute advice or guarantee
amounts.
Savings Goal Calculator
Results
Targets:
£000,000.00
Money Saved + Growth:
00
Years Remaining:
00
Annual Growth Rate:
0
Based on the above information you have provided:
Your monthly savings amount required:
£000,000
Note:
Before you make any financial decision, you should read the information provided on our website;
together with the relevant
product literature. W e also recommend that you speak to a financial adviser before you make any
financial decisions.
The results offer a general idea of how much you would need to save, on a monthly basis, in order to
realise your savings goals by the date stipulated by you, they are not intended to be investment
advice. The value of your savings will depend on a number of factors such as charges, investment
performance, and how much has been paid in. The value of your investment can go down as well as up.
Ultimately, you may get back less than what you put in.
The results are based on a constant growth rate as chosen by you, it is more likely, however, that
growth rates would vary over the term.
The results do not represent what you might receive back if you invested in one of Hansard’s
products. Your financial advisor will be able to arrange a detailed Hansard product illustration on
request.
Welcome to your Hansard Online Account
To ensure and maintain security of your account we use Multi Factor Authentication. To access your account, you will need to have registered after 01 March 2024. Where we held a valid email address a new unique registration code has been sent, please check your inbox and spam folders for an email from notifications@hansard.com.
All new customers will receive a unique registration link during the processing of your application.
If you have not accessed your account since 01 March 2024 and have not received a new link, please request a unique code by email us at ClientServicesSupport@hansard.com
To ensure and maintain security of your account we use Multi Factor Authentication. To access your account, you will need to have registered after 01 March 2024. Where we held a valid email address a new unique registration code has been sent, please check your inbox and spam folders for an email from notifications@hansard.com.
All new customers will receive a unique registration link during the processing of your application.
If you have not accessed your account since 01 March 2024 and have not received a new link, please request a unique code by email us at ClientServicesSupport@hansard.com