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Calculadora de aposentadoria
Todos buscamos uma aposentadoria segura e gratificante, com a tranquilidade de saber que acumulamos o suficiente para manter o padrão de vida a que nos acostumamos. Mas afinal, quanto é preciso ter para a aposentadoria?
Com a calculadora de aposentadoria disponível abaixo, você pode avaliar facilmente suas chances de desfrutar da aposentadoria que deseja. Mais importante ainda, ela também pode indicar quanto ainda seria necessário poupar para alcançar suas metas de aposentadoria.
Esta calculadora destina-se exclusivamente a fins ilustrativos e não constitui aconselhamento nem garante quaisquer valores.Calculadora de aposentadoria
Results
Amount needed in first year of retirement:
Current age:
Retirement age
Money already saved:
Current pension pot:
Savings + Pension + Growth:
Expected savings per year:
Expected pension savings per year:
Assumed growth rate
Based on the above information you have provided:
At retirement you will need.
£000,000
At retirement you will have saved.
£000,000-
Before you make any financial decision, you should read the information provided on our website; together with the relevant product literature. W e also recommend that you speak to a financial adviser before you make any financial decisions. The results do not represent what you might receive back if you invested in one of Hansard’s products. Your financial advisor will be able to arrange a detailed Hansard product illustration on request
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The results offer a general idea of how you much will need to save in order to fulfil an annual amount of money in your retirement years, they are not intended to be investment advice.
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The value of your retirement income depends on a number of factors such as charges, investment performance, and how much has been paid in. The value of your investment can go down as well as up. Ultimately, you may get back less than what you put in.
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The results are based on a constant growth rate as chosen by you, it is more likely, however, that growth rates would vary over the term. W e have assumed an interest rate of 3% per annum in converting the retirement income requirements into the lump sum needed at retirement.
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The value of your retirement income depends on a number of factors such as charges, investment performance, and how much has been paid in. The value of your investment can go down as well as up. Ultimately, you may get back less than what you put in.
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The results assume that a male investor will live to age 90 and a female to age 93, although you may live much longer or incur medical bills/other unexpected significant expenses early on in your retirement that may raise your costs further.
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In order to calculate the monetary value of your savings at a future date, a rate of inflation that is half that of your chosen growth rate is assumed, e.g. if a growth rate of 9% is chosen, the assumed inflation rate will be 4.5%.
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No tax deductions have been assumed in the calculations.
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The results do not represent what you might receive back if you invested in one of Hansard’s products. Your financial advisor wi ll be able to arrange a detailed Hansard product illustration on request
Calculadora de custos educacionais
Talvez o melhor presente que você possa dar seja uma educação de qualidade. No competitivo mercado de trabalho atual, uma boa formação superior tornou-se essencial para ampliar as oportunidades profissionais.
Se deseja oferecer a seus filhos as melhores oportunidades desde cedo, não há tempo a perder. Começar a poupar regularmente enquanto seus filhos ainda são pequenos é a melhor forma de se preparar para custear a educação deles.
Com a calculadora de custos educacionais abaixo, você pode estimar quanto seria preciso poupar por mês para oferecer às pessoas que ama as melhores oportunidades desde cedo.
Esta calculadora destina-se exclusivamente a fins ilustrativos e não constitui aconselhamento nem garante quaisquer valores.Education fees Calculator
Results
Total Costs per year:
Money Saved + Growth:
Years Remaining:
Annual Growth Rate:
Year Education Begins:
Duration of Education:
Based on the above information you have provided:
Total cost of further education
£000,000
Monthly savings amount required:
£000,000-
Before you make any financial decision, you should read the information provided on our website; together with the relevant product literature. W e also recommend that you speak to a financial adviser before you make any financial decisions.
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The results offer a general idea of how much you would need to save, on a monthly basis, in order to pay further education fees for the period stipulated by you, they are not intended to be investment advice.
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The value of your income/investment depends on a number of factors such as charges, investment performance and how much has been paid in. The value of your investment can go down as well as up. Ultimately, you may get back less than you put in.
-
The results are based on a constant growth rate as chosen by you, it is more likely, however, that growth rates would vary over the term.
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The results do not represent what you might receive back if you invested in one of Hansard’s products. Your financial advisor will be able to arrange a detailed Hansard product illustration on request.
Calculadora de metas de poupança
Talvez você esteja planejando comprar a casa de férias ideal em um destino ensolarado ou, quem sabe, o iate ou o carro esportivo que sempre desejou. Talvez você se imagine desfrutando de uma aposentadoria ativa, gratificante e plena, com a tranquilidade de ter estabilidade financeira.
Sejam quais forem suas metas de poupança, nossa calculadora permite estimar facilmente quanto será necessário poupar para alcançá-las.
Esta calculadora destina-se exclusivamente a fins ilustrativos e não constitui aconselhamento nem garante quaisquer valores.Calculadora de metas de poupança
Results
Targets:
Money Saved + Growth:
Years Remaining:
Annual Growth Rate:
Based on the above information you have provided:
Your monthly savings amount required:
£000,000-
Before you make any financial decision, you should read the information provided on our website; together with the relevant product literature. W e also recommend that you speak to a financial adviser before you make any financial decisions.
-
The results offer a general idea of how much you would need to save, on a monthly basis, in order to realise your savings goals by the date stipulated by you, they are not intended to be investment advice. The value of your savings will depend on a number of factors such as charges, investment performance, and how much has been paid in. The value of your investment can go down as well as up. Ultimately, you may get back less than what you put in.
-
The results are based on a constant growth rate as chosen by you, it is more likely, however, that growth rates would vary over the term.
-
The results do not represent what you might receive back if you invested in one of Hansard’s products. Your financial advisor will be able to arrange a detailed Hansard product illustration on request.
Welcome to your Hansard Online Account
IMPORTANT INFORMATION:
To maintain the security of your account, we discontinued the use of “SMS” and “Call Me” as Multi‑Factor Authentication methods on 21 March 2026.
You are now required to access your account using the Microsoft Authenticator app (or another authenticator app of your choice).
Helpful tips before you get started
You will be required to download an Authenticator App from the Google Play or Apple App store(s). Please activate the App prior to starting the registration process and keep it open.
It is preferrable to open a new browser within a different device (laptop/iPad or a different Phone).
Do not skip past your QR Code.
Make sure not to navigate away from the registration page during account creation to prevent errors.
New Users
If you have not received your Online Account registration link, please email us at ClientServicesSupport@hansard.com
In order to successfully activate your account please ensure the registration steps are followed carefully in conjunction with the Online Account Registration Guide.
The Online Account Registration Guide can be found here:
Welcome to your Hansard Online Account
IMPORTANT INFORMATION:
To maintain the security of your account, we discontinued the use of “SMS” and “Call Me” as Multi‑Factor Authentication methods on 21 March 2026.
You are now required to access your account using the Microsoft Authenticator app (or another authenticator app of your choice).
Helpful tips before you get started
You will be required to download an Authenticator App from the Google Play or Apple App store(s). Please activate the App prior to starting the registration process and keep it open.
It is preferrable to open a new browser within a different device (laptop/iPad or a different Phone).
Do not skip past your QR Code.
Make sure not to navigate away from the registration page during account creation to prevent errors.
New Users
If you have not received your Online Account registration link, please email us at Distributor.Support@hansard.com
In order to successfully activate your account please ensure the registration steps are followed carefully in conjunction with the Hansard Online User Guide.
For any assistance, please contact Distributor.Support@hansard.com